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Services

Estate Planning

Effective planning starts with smarter strategies. While our clients are patriotic, they aren’t interested in paying more than their fair share in taxes. We help them with income tax strategies today, estate planning strategies for the future, and we re-evaluate those plans as their circumstances or laws change.

Financial Planning 

It’s not enough to just consider investments. Because the concerns of outliving your money, preparing for retirement or knowing the best strategies to optimize your retirement income are just a few of the infinite financial issues you may face. We will take a complete holistic overview of your entire estate and come up with strategic strategies to fit your given situation. 

Investment Management 

Our first step at Stockton Financial is to work with you to develop a clear understanding of your financial goals and then document them in a written Investment Policy Statement. Based on this statement, we design strategic and tactical asset allocation policies, recommend the appropriate investment vehicles, monitor performance, conduct ongoing due diligence, report results and recommend changes as required. It’s a rigorous portfolio construction process, based on insightful analysis, with the goal of providing you the highest probability of achieving your financial objectives.

Charitable Gifting/Non-Profit Planning

Charitable planning is first and foremost about helping your philanthropic causes. Through the use of advanced estate planning techniques you and your charities can get more out of the giving you’re already doing. The charitable gift.  It’s one of the most powerful tools for changing the world. And to encourage that behavior, the Internal Revenue Service has a complex set of tax breaks for different kinds of charitable giving.  Taking advantage of those rules allows you and your charities to get more out of your giving. Working on both sides of the fence with donors and with Non-Profits around the world to strategize and maximize their resources

Retirement Planning

Do you really know all you need to consider to retire well? It’s more than just figuring out the magic number you will need. It’s a complex undertaking where the decisions you make can have a substantial impact on your retirement years. So as you have questions about optimizing Social Security, whether you should consider long-term care insurance, or any other concern that comes to mind, we will address that together.

Asset Protection

Protecting what you already have worked so hard to achieve. This is used to protect for the "what if's" in life.

 What if I pass away prematurely, will my family be okay?" 

"What if I become disabled, will I still be able to provide an income to meet our needs?" 

"Will I out-live what we have saved?" 

"Can I be able to retire early?" 

"If we are in a lawsuit, what assets are exposed, which ones can be sheltered from creditors?"

 We will work with you strategically to mitigate the risks.